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In the wake of Hurricane Irene, many business owners that rent commercial or retail space are looking for answers concerning flood damage clean up and reimbursement of costs. Similarly, landlords have questions concerning their responsibilities and obligations to tenants. Both tenants and landlords should be looking to the lease for some direction and answers.

Unfortunately, many homeowners, renters and business owners have suffered property damage as a result of Hurricane Irene. It is times like this when you rely on professionals such as insurance brokers, public adjusters, cleanup companies, landscapers and contractors. It is precisely these time when many unscrupulous “storm chasers” take advantage of homeowners and business owners. It is more important now than ever to be wary of con artists and fraudulent schemes as these individuals and “businesses” come from all parts of the country to take advantage of home and business owners. Here are ten tips to keep in mind when making repairs to your home or business:

New Jersey Realtors have a new reason to be more diligent in their dealings with clients and listing properties for sale. If Realtors are not already doing so, they will now need to conduct a more thorough investigation and questioning of their clients prior to listing a property for sale, and during the showing of homes for potential purchase. A Realtor’s reliance on a “Seller’s Property Disclosure Statement” concerning the facts of a property, such as age of the home, the physical, mechanical and structural condition of the home, and neighborhood facts (such as whether in a flood zone, or particular school system), may no longer protect Realtors from liability under New Jersey’s Consumer Fraud Act (CFA).

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