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Q. When Medicaid looks at assets, is a life insurance policy considered an asset? A. You must meet certain financial requirements in order to qualify for Medicaid. Life insurance is one of those assets that people often fail to realize needs to be part of the calculation, said Gary R. […]
Q. When my father died, he owned six EE savings bonds that were POD to me. Can I hold them to maturity or must I cash them now? A. Generally speaking, a payable-on-death “POD” account is a special type of account recognized under the law which provides that any assets […]
Q. I have questions about the New Jersey inheritance tax. Is there any exemption for children or grandchildren, and if there is, is it per person and must they be residents of New Jersey? My daughter and granddaughter live in New Jersey, but my son lives in Pennsylvania and his […]
Q. My aunt has me in her will to receive her company stocks. She has accumulated them over her work career since the 1950s. If the value is $200,000 upon her death, what would I have to pay in taxes? Einhorn Barbarito Partner, Gary R. Botwinick answers: “What you’d have […]
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